Digital banking, Loan Management & customized digital lending software.

Naivera Holdings Ltd (Counter1-Serve) is a Fintech company headquartered in Nairobi Kenya.

We unlock capital in African market by connecting lenders(corporate & individuals) to borrowers, and empowering mezzanine lenders towards digital delivery.

Counter1-Serve is a leading Digital Lending Solutions company. We innovate for financial inclusion in Africa by providing digital lending Solutions with models that improve individuals and SME finance in the context of weak credit market infrastructure, in order to maximize wealth creation and sustainable economic growth.

We innovate for financial inclusion in Africa by providing digital lending Solutions with models that improve individuals and SME finance in the context of weak credit market infrastructure, in order to maximize wealth creation and sustainable economic growth.

We offer Digital banking, Loan Management, and fully customized digital lending software.

This software helps you to reduce cost of operations, do easy and convenient lending and reduce the risk of lending.

You can disburse instant loans to your customers, reduce the costs of labour and costs of onboarding new clients.

Reduce the risk of lending and the time needed to manage many customers.

Collect payments easily and reconcile automatically.

Offer customer-friendly products and make loan application easy using mobile apps and USSD.

We innovate for financial inclusion in Africa by providing digital lending Solutions with models that improve individuals and SME finance in the context of weak credit market infrastructure, in order to maximize wealth creation and sustainable economic growth.

We unlock capital in the African market by connecting lenders(corporate & individuals) to borrowers, and empowering mezzanine lenders towards digital delivery.

Values we stand by

We Create Impact Through Innovation Our Success = Delivering Beyond Expectation Time has More Value than Money We Create Opportunities and Build Relationships

Best Practice

We are driven by excellence coupled to process optimization in the delivery frameworks. We apply appropriate standards and use the best ways of working to achieve desired results.

Innovation

Promote new and innovative ways to access capital and the deepening of financial inclusion underpinned by consumer privacy protections, inbuilt global standards for security protections and safe ways for consumers to manage their digital identities.

Accountability

We are accountable to all our stakeholders for ensuring innovation that is safe, legally compliant and creating efficiencies in the marketplace. To our shareholders we are accountable to good corporate governance and return on investments.

Team Work

As a modern enterprise we strive to meet the needs of every team member through the utilization of diverse tools that enable teamwork and communication seamlessly.

Integrity

We hold strong moral and ethical principles, as an essential trait that every person in the company must have.

Professionalism

We are committed to delivering high quality solutions for banks, alternative lending institutions and developers, partnering with them to build the next-generation of consumer lending products and experiences.

It’s easy to get started

We shall be more than happy to help you plan how you can start Digital Product Delivery and make your Customers Happy.

Start Free Demo

Android Lenders App Version